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HOW MUCH CAN I AFFORD?
A home that you can (responsibly) afford.
It's important to find a home that fits your budget — and allows you room for other things in life, like putting money away or being able to afford furniture or a vacation.
Your maximum mortgage amount is determined by the following:
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Size of your down payment
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Your household income and expenses
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Current debt obligations
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Your credit rating
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Best mortgage rate that you qualify for (according to the latest federal stress-test regulations)
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A pre-approval gives you more accurate numbers (vs a pre-qualification)
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Learn about first-time programs and rebates available to help soften the financial blow
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